Mortgage Protection

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Do you remember purchasing your first home? Remember the feeling, the beautiful memories create there, the smiles and the good times that all happen in your home.  This is the safe haven for your family and most would never want to lose their home due to unfortunate unforeseen occurrences.

Mortgage Protection is a type of insurance that is geared to protect your mortgage and keep your house in your family's hands if something were to happen to you. In most states, when one passes away their home and estate goes to the state and family then has to contend to gain their rightful property back. Or, the bank takes back ownership of the home, leaving the family to disperse. With mortgage protection insurance, your home will be completely paid off in the event that something happens to you.  All remaining funds after the mortgage is paid will go to your selected beneficiary.

Return Of Premium

One of the most popular plans is one called Return of Premium (ROP). With ROP Mortgage Protection insurance, at the end of your term of insurance, the total amount of premiums that you have paid for are returned to you 100%, every single dollar!